RAI for thy Roth...

I might wake up dead in someways tomorrow...
Still haven't gone Christmas shopping for the kids...
Might have to pull a 'sentimental' value play... or something...

I do know that the past few years, the Risk/Reward Ratio of allowing new sentients into one's sphere of existence has been skewed towards the negative... but it might be a cyclical thing so I'm going to ride the next wave which should be recovery and expansion and then get out...